Karori
Are we owners, renters or buyers?
Derived from Census questions 7-13 on the Census Dwelling Form, tenure of household is used to determine if the household owns the dwelling, holds it in a family trust, or does not own the dwelling, and whether payment is made by the household and to whom.
Housing tenure data, to some extent, provide insights into the socio-economic status of an area, the role that the area plays in the housing market and housing affordability. For example, a high concentration of private renters may indicate an area attractive to specific housing markets such as young singles and couples, while a concentration of home owners indicates a more settled area (i.e. less transitory), with mature families and empty-nester household types. Housing tenure can also reflect built form, with a significantly higher share of renters in high density housing and a substantially larger proportion of home-owners in separate houses, although this is not a mutually exclusive pattern.
In conjunction with other socio-economic status indicators in Karori, housing tenure data is useful for housing market analysis, housing affordability analysis (in conjunction with Families and Households data), and for identifying public housing areas.
Housing tenure and landlord type
(dwellings) | Karori |
| 2006 | 2001 | Change |
| Usual residence | number | % | Wellington City % | number | % | Wellington City % | 2001 to 2006 |
| Owned with a mortgage | 1,983 | 38.9 | 31.2 | 1,818 | 37.6 | 31.5 | 165 |
| Owned without a mortgage | 1,665 | 32.7 | 24.0 | 1,680 | 34.8 | 26.7 | -15 |
| Total owned | 3,648 | 71.6 | 55.3 | 3,498 | 72.4 | 58.2 | 150 |
|
| Rented from local/central government | 111 | 2.2 | 4.8 | 123 | 2.5 | 5.8 | -12 |
| Rented from private sector | 918 | 18.0 | 28.4 | 828 | 17.1 | 25.6 | 90 |
| Rented from unknown sector | 33 | 0.6 | 1.7 | 57 | 1.2 | 2.2 | -24 |
| Total rented | 1,059 | 20.8 | 34.9 | 1,008 | 20.9 | 33.5 | 51 |
|
| Other | 237 | 4.6 | 4.5 | 195 | 4.0 | 3.6 | 42 |
| Not elsewhere included | 150 | 2.9 | 5.3 | 132 | 2.7 | 4.6 | 18 |
| Total | 5,097 | 100.0 | 100.0 | 4,833 | 100.0 | 100.0 | 264 |
Source: Statistics New Zealand, Census of Population and Dwellings, 2006, 2001 and 1996.
Please refer to the specific data notes for more information.
This data presents the tenure type of occupied private dwellings, and for those dwellings being rented, provides a breakdown of the type of landlord the dwelling is being rented from.
The dataset is derived from six Census questions in 2006 and four Census questions in 2001.
'Owned without a mortgage' includes dwellings which are owned by their occupants, who do not make mortgage repayments.
'Owned with a mortgage' includes dwellings which are owned by their occupants, who make mortgage repayments.
There are issues with the comparability of 2001 and 1996 data with 2006 data, due to the treatment of dwellings in family trusts. This information was not collected in 2001 and prior Censuses. The inclusion of family trusts in the 'other tenure' category is intended to alleviate this problem as it is not possible to separately identify these dwellings prior to 2006.
'Rented – from a local/central government" refers to households renting from a government housing authority such as the Housing New Zealand Corporation, otherwise known as public housing.
'Rented – from private sector' refers to households renting from private landlords, real estate agents and employers.
'Rented – from unknown sector' refers to rented dwellings where the landlord type was not stated.
'Not elsewhere included' includes "Unidentifiable", "Outside Scope" and "Not Stated".
Analysis of the housing tenure in Karori in 2006 compared to Wellington City shows that there was a higher proportion of households who owned their dwelling without a mortgage; a higher proportion purchasing their dwelling; and a lower proportion who were renters.
Overall, 32.7% of households owned their dwelling without a mortgage in Karori; 38.9% were purchasing, and 20.8% were renting, compared with 24.0%, 31.2% and 34.9% respectively for Wellington City.
The largest changes in housing tenure categories in Karori between 2001 and 2006 were:
- Owned with a mortgage (+165 households), and;
- Rented from private sector (+90 households).
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